Incapacity Planning Success Story

Case Study: Advanced Incapacity Planning for the Johnson Family


The Johnson family, consisting of John and Mary Johnson, were aging individuals in their early 70s, living independently in their own home. John had a history of heart disease, while Mary had been diagnosed with Alzheimer's disease.

They were concerned about the future and wanted to ensure that they were well-prepared for any potential incapacity while ensuring their children were well-equipped to take care of them.


1. Mary's Alzheimer's Diagnosis: Mary's Alzheimer's diagnosis was progressing, and she was experiencing memory loss and cognitive decline. The family was concerned about her ability to make decisions and manage her own affairs.

2. John's Health Concerns: John had a history of heart disease, and they were aware that his health could deteriorate. They wanted to ensure he received proper care if he became incapacitated as well.

3. Children's Involvement: The Johnsons had three adult children living in different states. They wanted to involve their children in their care decisions while making it as convenient as possible for them to provide support.

Steps Taken:

1. Appointment of Healthcare Surrogate: The Johnsons consulted with an elder law attorney to establish a healthcare surrogate designation. They appointed one of their children as the healthcare surrogate, empowering them to make medical decisions on their behalf if they became incapacitated.

2. Durable Power of Attorney: The Johnsons created durable powers of attorney, designating another child as their attorney-in-fact to manage their financial affairs and make legal decisions if needed.

3. Living Will and Advance Directives: They executed living wills and advance directives that outlined their medical preferences and end-of-life care wishes. This provided guidance for their healthcare surrogate in making critical decisions.

4. Revocable Living Trust: The Johnsons established a revocable living trust, transferring ownership of their assets into the trust. They named their children as co-trustees, ensuring a seamless transition of financial management if they became incapacitated. This also allowed them to avoid probate.

5. Regular Family Meetings: The Johnsons held regular family meetings, virtually and in person, to discuss their preferences, update their documents as necessary, and ensure that their children were informed and comfortable with their roles.


Advanced incapacity planning allowed the Johnson family to:

1. Maintain Control: John and Mary retained control over their medical and financial decisions by designating trusted individuals as their surrogates and attorneys-in-fact.

2. Ease Burden on Children: The family involved their children in the planning process, ensuring that they were well-informed and prepared to take on caregiving responsibilities, should the need arise.

3. Preserve Assets: The use of a revocable living trust enabled the Johnsons to maintain control over their assets while simplifying the transition of management if they became incapacitated. This helped protect their assets from costly and time-consuming probate proceedings.

4. Ensure Healthcare Wishes: Through their advance directives and living wills, John and Mary's healthcare preferences were clearly outlined, ensuring that their medical care aligned with their values.

5. Peace of Mind: The Johnsons and their children had peace of mind, knowing that they had a well-thought-out plan in place, reducing stress and uncertainty regarding future incapacity. This case study demonstrates the importance of advanced incapacity planning, which empowers individuals to maintain control over their lives and assets while ensuring that their healthcare and financial affairs are handled according to their wishes, even in the event of incapacity. Family involvement and open communication are key to a successful plan that supports the individual's well-being and eases the burden on loved ones.