Aging Smart Podcast
Is it ever too late to start planning for retirement?
And what happens if you wait too long?
In this episode of Aging Smart, Elder Law Attorney Sean W. Scott, Esq. sits down with Amy Powell of AimWell Financial to discuss the critical steps people should consider as they approach—or enter—retirement, and why taking action now can make a meaningful difference compared to waiting until “later.”
📺 Watch the full conversation below.
In this conversation, Sean and Amy explore practical, real-world questions many people struggle with as retirement approaches—including the fear that they may have waited too long.
We discuss:
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Whether it’s ever too late to start retirement planning
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The difference between taking action early vs. delaying decisions
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Practical first steps to get started, even if planning feels overwhelming
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Common psychological barriers to retirement planning—and how to overcome them
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Understanding your personal risk tolerance and why being too conservative can sometimes work against long-term goals
Many people assume that getting older automatically means shifting everything into ultra-conservative strategies. In reality, every individual has a unique risk tolerance—and being overly cautious can increase the risk of outliving assets or missing opportunities for stability and growth.
This episode is designed to help you feel more confident, more informed, and more empowered—whether you’re just beginning to think about retirement or realizing it’s time to revisit your plan.
This Episode Is for You If You’re Asking:
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“Did I wait too long to plan?”
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“Where do I even start?”
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“How much risk is appropriate at my age?”
Planning doesn’t have to be perfect—it just has to start.
Guest Information
Amy Powell
AimWell Financial
🌐 aimwellfinancial.com
📞 (727) 335-1874
Host:
Sean W. Scott, Esq.
Elder Law Attorney
Scott Law Offices, WLAW PA